Mortgage Advice

Getting the Right Mortgage Deals

With literally hundreds of mortgage deals available, its easy to get confused about which one is right for you, even if you’ve been through it before. Is a fixed rate the right route? What about cash back or discounted mortgages? And which lender offers the best rates?

Choosing the right mortgage is probably the biggest decision you’ll have to make when buying your new home. At Karrek we have helped hundreds of clients get the right deals depending on their own particular circumstances.

Our mortgage specialists offer expert guidance and help take the worry out of finding the right mortgage. Not only do we help you decide on the right mortgage type, we also help you find the most suitable deal. We have access to mortgage products from a wide range of the UK’s leading lenders. So whether your mortgage needs are residential, specialist lending or Buy to Let – you can be confident the mortgage we recommend is ideal for you.

If you would like to speak to one of our mortgage expert, Jonny, please contact us here to arrange a meeting.

Please remember your home/property may be repossessed if you do not keep up repayments on your mortgage.

Some buy to let mortgages are not regulated by the Financial Conduct Authority

Meet Our Mortgage Experts


David Lobb


Mortgage & Protection Specialist

David has been involved in Financial Services for over 25 years – mainly focusing on mortgages – and helps clients with house purchases, remortgages, buy-to-let properties and second homes. Also, David ensures that all clients receive the protection advice that is relevant to their circumstances.

His family take up most of his spare time, but he does find time for some golf.


Jonathan Hannaford

(Dip PFS)

Financial Adviser

I joined Karrek in June 2019 as a trainee Financial Adviser having come from a career of selling VW Commercial Vehicles for the last 7 years. I have gone through the Openwork Academy achieving Financial Adviser status in around 7 months. My work will be dealing with client’s investments, pensions and protection.

When not working my passion is sport having particular interest in football as a Newcastle fan and basketball as a LA Lakers fan. I also spend a lot of my time walking my dog, goldendoodle, Ozzo.