Monthly Archives: April 2020

Week to 17 April 2020 – market update


As you would expect when trying to manage through a global pandemic like coronavirus, there are a lot of positive and negative reports that create volatility in global equity markets and last week was no exception.  After sharp falls were experienced earlier in the week following a report by the International Monetary Fund on the global economic impact, markets rallied at the end of the week on a report that a COVID-19 treatment showed promise and some […]

Week to 17 April 2020 – market update2020-04-27T12:31:51+00:00

The new tax year 2020/21 – a quick guide


The 2020/21 tax year started at the stroke of midnight between the 5th and 6th of April.  While many individuals leave tax planning to the end of the tax year, you can look to maximise the benefits by using your personal tax allowances* and reliefs straight away.  Please get in touch to take advantage of one or more of the following:

Income Tax

  • The tax free personal allowance remains unchanged at £12,500.
  • Basic rate tax of 20% will be payable on income […]
The new tax year 2020/21 – a quick guide2020-04-09T09:18:48+00:00

Covid-19 – Insurance and staying protected – Your questions answered


The importance of staying protected

Coronavirus is having a huge impact on all of our lives and, it goes without saying, that this must be a very unsettling time for everyone. Not surprisingly, we’ve received a number of queries from our clients in relation to protection cover and claims which I have made every effort to provide answers to in the following Q&A section.

Am I still covered?

Providing you have paid your monthly […]

Covid-19 – Insurance and staying protected – Your questions answered2020-04-08T13:24:34+00:00

Covid 19 – How will it affect my mortgage? – Your questions answered


Many of you have already been in touch with us over the last few weeks with mortgage related queries. This email is intended to provide you with some general mortgage information and support relating to the COVID-19 outbreak.

The UK’s mortgage market has changed profoundly in the last two weeks as the full effect of the Coronavirus has started to be felt. Lenders have been told to allow repayment holidays; moving home is virtually banned leaving […]

Covid 19 – How will it affect my mortgage? – Your questions answered2020-04-08T13:03:43+00:00

How Will My Future Finances Be Affected After Coronavirus?



We wanted to keep you informed in light of recent volatility in the world stock markets, mainly due to the Coronavirus pandemic.

Our recommendation is not to panic and to sit tight. Your investment has been set up for the longer term. Market volatility is unnerving and differing opinions on what the future holds, confuses matters more. But it’s important that you understand that volatility is part and parcel of […]

How Will My Future Finances Be Affected After Coronavirus?2020-04-08T13:07:36+00:00

Coronavirus and PruFund Investments


Given the current market conditions Prudential confirmed on Friday 27th March 2020 that they are applying downward Unit Price Adjustments (UPAs) to some more of their PruFund funds due to the current extraordinary market conditions as follows:

PruFund Investment Plan, PruFund Investment Plan Mark 2 & Mark 3

I know that many of you have experienced downward UPAs before. However, for those that haven’t, it is worth noting that this is how the product/fund […]

Coronavirus and PruFund Investments2020-04-08T13:09:29+00:00